Average cost of homeowners insurance?
There is no shortcut – to figure out if your rate is fair, you HAVE to shop around.
But, as you noticed, if you do it online, what’s happening is your personal information gets harvested and sold to agents as leads – generating LOTS of phone calls.
I’m in Houston. So, I’m more "hurricane alley" than you are, in Dallas – but my homeowners has gone up 20% over the past three years.
If you talk to a local agent, they might be able to show you how to save money on your insurance. The easiest three ways, are by having your car insurance with the same company; by raising your deductible; or by making sure that you’re getting all the ‘update credits’ you deserve, on your policy.
Give a local agent a call.
by hirby